Historic 2BR home in Old Town
- Income / month: $8,200
- Expenses / month: $4,400
- Net profit: $3,800
- Occupancy: 73%
Mortgage $2,400, fees $1,230, cleaning $450, maintenance $300, historic insurance $200
St. Augustine, Florida
St. Augustine is the oldest city in the United States and a unique Florida tourist destination: Spanish colonial architecture, historic beach, and strong year-round demand. Mature STR market with clear regulation and predictable cultural tourism. Calculate how much your St. Augustine property earns with real data.
Mortgage $2,400, fees $1,230, cleaning $450, maintenance $300, historic insurance $200
Mortgage $1,900, HOA $480, fees $975, cleaning $400, maintenance $200
Not every part of St. Augustine behaves the same. Typical ADR and occupancy ranges by area:
Cobblestones and colonial architecture. Premium ADR but restrictive STR zoning — verify.
STR-friendly beach, less strict rules. Sweet spot for investors.
Oceanfront, historic lighthouse. Good family demand.
Quieter north coast. Lower entry cost than Anastasia.
Golf communities, corporate + golfer demand.
Hosts who scale keep their calendar open for predictable peaks and raise ADR when they know the wave is coming.
Mid-November–January
City lit with 3M+ lights; 90%+ weekend occupancy, ADR +40–60%
September
City anniversary celebration (oldest in the US)
Mid-February
Short local + regional demand spike
November
Historic African-American culture; specific cultural demand
March–April
90%+ beach occupancy; ADR +50% on oceanfront
With an average ADR of $220/night in St. Augustine and 68% occupancy, knowing your break-even point is the difference between operating blind and operating like a pro. The calculator gives you your minimum nightly rate, marks your exact break-even, and projects income, profit, and margin in real time.
It depends on the zone. The city requires a Special Use Permit in residential areas — the process can take months. St. Augustine Beach and St. Johns County zones are friendlier. Verify zoning before buying.
A historic 2BR in Old Town generates $6,500–$9,500 USD gross/month. A beach condo: $5,000–$7,500. Cultural tourism keeps occupancy high year-round (no extreme low season like Miami).
Predictable diversified tourism: history, romantic getaways, events (Nights of Lights draws 1M+ visitors), destination weddings, and proximity to Jacksonville. Less volatile than pure beach markets, better fall/winter performance.
Old Town: higher ADR ($230–$300+), cultural demand, but strict regulation and difficult permits. St. Augustine Beach: friendlier rules, moderate ADR ($170–$220), beach + Old Town proximity. Beach is more predictable for beginners.