2BR condo in Jacksonville Beach
- Income / month: $5,600
- Expenses / month: $3,000
- Net profit: $2,600
- Occupancy: 70%
Mortgage $1,650, HOA $420, fees $840, cleaning $350, maintenance $200
Jacksonville, Florida
Jacksonville is the most undervalued STR market in North Florida: largest US city by area, low entry costs, mixed demand (beach, business, NFL), and friendly regulation. High net margin thanks to accessible prices. Calculate how much your Jacksonville property earns with real market data.
Mortgage $1,650, HOA $420, fees $840, cleaning $350, maintenance $200
Mortgage $2,100, fees $1,110, cleaning $450, maintenance $250, utilities $250
Not every part of Jacksonville behaves the same. Typical ADR and occupancy ranges by area:
Relaxed beach, near TPC Sawgrass. Family and golfer demand.
Quieter and residential. Longer stays, Canadian snowbirds.
Historic, restaurants and arts. Business travel on weekdays.
Historic charm homes. Very low entry cost.
Southern coast, family-friendly. Price/profitability sweet spot.
Hosts who scale keep their calendar open for predictable peaks and raise ADR when they know the wave is coming.
Mid-March
ADR 2–3× for 4 days; zero availability near Ponte Vedra
September–January
ADR +30–50% on home-game weekends
Last Saturday of October
ADR 2–3× for 3 days, massive regional demand
Early March
Overflow from Daytona; ADR +20–30%
June–August
Sustained family occupancy at beaches; weekly stays
With an average ADR of $175/night in Jacksonville and 60% occupancy, knowing your break-even point is the difference between operating blind and operating like a pro. The calculator gives you your minimum nightly rate, marks your exact break-even, and projects income, profit, and margin in real time.
Yes. Duval County (all of Jacksonville) allows short-term rental with registration and annual Business Tax Receipt. Jacksonville Beach has an additional specific license. No general minimum-night restrictions — one of the most STR-friendly cities in Florida.
A 2BR beach condo generates $4,500–$6,500 USD gross/month. A 3BR in San Marco or Riverside can reach $6,500–$8,500. Typical net margin is high (40–48%) thanks to low entry cost and accessible financing.
Top performers are Jacksonville Beach (beach tourism), San Marco (charm + restaurants), Riverside (culture), Downtown (events, NFL), and Ponte Vedra (premium golf/beach). Near JAX airport there is also corporate demand.
Much lower entry cost (STR-ready home from $220K vs. $400K+ in Miami), friendlier regulation, less competition, and typically higher net margin. Trade-off: lower ADR and slightly lower occupancy. Ideal for cash-flow investors over appreciation plays.